-vblpFinancial advice

FINANCIAL AND PENSION ADVICE

Employees who are going to change careers, be it in the form of partial retirement, early retirement, retirement or separation, need clarity about the financial implications as a basis for decision-making.

Our experts in the areas of pensions, taxes and social security offer a legally binding analysis of financial data.
Current financial circumstances and the effects of termination of employment are calculated.

With a transparent results report and a clear recommendation for action, the consultation provides certainty for decision-making.

"Clarity and transparency . in the decision"

Financial security and clarity for your employees

By providing financial and pension advice for your employees, you as a company show appreciation and a sense of responsibility for their financial situation so that they do not feel left alone and wrong decisions are avoided.

Your advantages as a COMPANY

Clarity as the basis for decisions
No lengthy legal disputes
Imparting security
Positive perception among departing and remaining employees

Being able to make the right decision with a good feeling

The transparency created by our advice on financial issues creates security and helps you as an employee to decide for or against a termination.
In addition to a detailed analysis report, you will receive a comprehensive, personal consultation to clarify all your questions.

Your advantages as an EMPLOYEE

Financial clarity for your decision
Clarification of all relevant questions from a single source
In-depth analysis of your financial planning options
Transparency and security
Costs covered by your employer

What our customers and clients say

I found a new job within 5 months through the VBLP network.
My consultant had contacts with my preferred employer and was able to place me there - I am totally grateful and happy, my dream job!

As part of a volunteer program, we offered new placement advice to 150 of our company's employees.
We made a conscious decision to work with VBLP at 6 locations across Germany.
After 6 months, more than 85% had already been placed in new jobs.
We would like to thank them very much for their empathetic and goal-oriented advice.

I gained a lot of valuable experience during the consultation and it was an exciting time that gave me a lot of inspiration.
The recruiter told me afterwards that the standard of my application and the interviews were excellent.
I have my consultant to thank for that.
She was such a great guide and gave me so much support!
I am infinitely grateful for that!

VBLP stands for tailor-made advice.
It is important to me that the neutrality of the consultants towards the client is always maintained.
With VBLP, I know that my employees are always in good hands.

The VBLP team impresses with competent advice and adapts to individual customer needs.
They are true professionals.

I would like to take this opportunity to thank my consultant once again for her comprehensive commitment and her advice, which was perfectly tailored to my needs.
Her always highly professional, targeted and structured approach, coupled with the ideal level of empathy, gave me an incredible sense of security throughout the entire process.
Even setbacks could be absorbed immediately in order to generate new opportunities.

What exactly does a financial and pension consultant do?

A financial advisor assists individuals, families and businesses in all financial matters to achieve their financial goals and secure their financial future.

The core tasks of a financial advisor include

Analysis of the client's financial situation in order to understand their needs, goals and risk appetite. This includes income and expenditure, assets, debts and existing pension and investment products.
Creation of an individual financial concept that is tailored to the client's personal needs and goals.
Implementation of the financial concept: The financial advisor supports the client in implementing the financial concept. This may include searching for and selecting suitable investment products, applying for loans or drawing up pension contracts.

Why do you need independent financial advice?

Independent financial advice can be useful for the following reasons:

1. complex financial environment: There is a wide range of financial products and investments that can differ greatly in terms of their characteristics and risks. Independent financial advice can help you understand different financial products and choose the ones that are right for you.

2. avoidance of conflicts of interest: Many banks and insurance companies offer financial advice. However, these advisors are often not independent, but are tied to the products of their company. This can lead to a conflict of interest, as the advisor may not necessarily recommend the best product for your needs, but the one from which he or she earns the most. Independent financial advice, on the other hand, is free of such conflicts of interest, as the advisor's only obligation is to you.

3. objective assessment: An independent financial advisor can give you an objective assessment of your financial situation. The advisor can help you analyze your income and expenses, optimize your debts and plan your assets.

4. long-term planning: Independent financial advice can help you achieve your financial goals. The advisor can help you create a financial plan that takes into account your retirement savings, education costs or real estate financing.

5. emotional distance: Emotions often play a role in financial decisions. This can lead to wrong decisions. Independent financial advice can help you to make rational decisions.

When is independent financial and pension advice particularly useful?

If you are faced with a complex financial decision, e.g. severance pay, retirement provision, real estate financing or investment.

If you are not sure which financial products are suitable for you.
If you need an objective assessment of your financial situation.
If you need help drawing up a financial plan.
If you want to make your decisions rationally.

How does financial advice work?

The process of financial advice can vary depending on the situation and individual needs. In general, however, the process can be divided into the following steps:

Contact and initial meeting: After contacting a professional financial advisor, you will have an initial consultation in which you discuss your goals and wishes with the advisor and clarify any relevant questions.

Analysis of your financial situation: The advisor will analyze your financial situation in detail. This includes your income and expenditure, your debts, your assets and your pension provision. The advisor will also determine your risk tolerance and your investment goals.

Creation of a financial concept: Based on the analysis of your financial situation, the advisor will create a financial concept for you. This will contain recommendations on various topics, e.g. investments, retirement provision, real estate financing and risk management. The advisor will explain the financial concept to you in a personal meeting and answer all your questions.